PAPERWORK NEEDED
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to give your lender:
- Most recent 30 days pay stubs for all borrowers indicating year-to-date income
- Most recent 2 months asset statements such as retirement accounts, stocks, bonds, 401ks, savings, and checking accounts. Note: We will need ALL PAGES, even if they are numbered blanks.
- Most recent 2 years W-2 forms
- Most recent 2 years tax returns (personal and corporate) for Self-Employed Applicants
- The name, phone number, and address of someone who can verify your employment
- Residence history for the past two years
- Sales contract for the purchase of a new home
- Homeowner's association information with contact information if property is a condo or part of a homeowner's association
- Our AMC DISCLOSURE FORMS SET (Credit Authorization, Appaisal Authorization, Legal Disclosures...signed and dated, please)
PLEASE EMAIL TO RICH@AMCBANKERS.COM OR FAX TO CONFIDENTIAL FAX: 1-888-417-5259
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