The federal income tax filing due date for individuals for the 2020 tax year was extended to May 17, 2021. As you prepare your tax documents for filing, please review the following information pertaining to IRS Form 1098 (Mortgage Interest Statement).
A frequently asked question is: “Why didn’t I receive a Form 1098 for one or more of my mortgages?”
If you made mortgage interest payments to Alameda Mortgage Corporation, whether it be in the form of prepaid interest, mortgage points at closing, or monthly mortgage payments, in excess of $600, then Alameda Mortgage Corporation has filed a copy of Form 1098 with the IRS, and you should have received a copy in the mail earlier this year. If you had multiple mortgages with Alameda Mortgage Corporation in 2020, then this statement applies for each one individually. If this statement applies to you and you have not yet received your copy or copies of Form 1098, please send an email to firstname.lastname@example.org and include your name, loan number, and property address.
However, if less than $600 of mortgage interest payments were made to Alameda Mortgage Corporation, then Alameda Mortgage Corporation did not file a copy of Form 1098 with the IRS, per the instructions (see https://www.irs.gov/pub/irs-prior/i1098–2020.pdf). If you itemize your deductions, you may still include these mortgage interest payments. Please confirm the amount of interest that was paid to Alameda Mortgage Corporation in 2020 by referring to your monthly statements or by contacting your loan officer or our team at email@example.com. Be prepared to supply Alameda Mortgage Corporation’s name and TIN (94-2229242) when you file.